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Inspiring quotes for Mother’s Day
In honor of all Mothers

To the world you are a mother, but to your family you are the world. Unknown

Nothing is really lost until your mom can’t find it.  Unknown

A mother understands what a child does not say. Jewish proverb

Life doesn’t come with a manual, it comes with a mother. Unknown

All that I am, or ever hope to be, I owe to my angel mother. Abraham Lincoln

A mother’s arms are made of tenderness and children sleep soundly in them. Victor Hugo

A mother is she who can take the place of all others but whose place no one else can take.                           Cardinal Mermillod

There is no role in life that is more essential than that of motherhood. Elder M. Russell Ballard

The loveliest masterpiece of the heart of God is the heart of a mother. St. Therese of Lisieux

Mothers and their children are in a category all their own. There’s no bond so strong in the entire world. No love so instantaneous and forgiving. Gail Tsukiyama

Moms are like buttons—they hold everything together. Unknown

A mother is the truest friend we have, when trials heavy and sudden fall upon us; when adversity takes the place of prosperity; when friends desert us; when trouble thickens around us, still will she cling to us, and endeavor by her kind precepts and counsels to dissipate the clouds of darkness, and cause peace to return to our hearts. Washington Irving

When you are a mother you are never really alone in your thoughts. A mother always thinks twice, once for herself and once for her child. Sophia Loren

Mother love is the fuel that enables a normal human being to do the impossible.Marion C. Garretty

Youth fades; love droops; the leaves of friendship fall; A mother’s secret hope outlives them all.                    Oliver Wendell Holmes

The moment a child is born, the mother is also born. She never existed before. The woman existed, but the mother, never. A mother is something absolutely new. Rajneesh

The art of mothering is to teach the art of living to children. Elaine Heffner

Biology is the least of what makes someone a mother. Oprah Winfrey

It’s not easy being a mother. If it were, fathers would do it. The Golden Girls

Mothers can look through a child’s eyes and see tomorrow. Reed Markham

Mothers hold their children’s hands for a short while, but their hearts forever. Unknown

Only mothers can think of the future because they give birth to it in their children.Maxim Grosky

Mother’s love is peace. It need not be acquired, it need not be deserved. Erich Fromm

Of all the rights of women, the greatest is to be a mother. Lin Yutang

Being a mother is learning about strengths you didn’t know you had. Linda Wooten

Children are the anchors of a mother’s life. Sophocles

My mother is my root, my foundation. She planted the seed that I base my life on, and that is the belief that the ability to achieve starts in your mind. Michael Jordan

A mother is your first friend, your best friend, your forever friend. Unknown

There is no influence so powerful as that of the mother. Sara Josepha Hale

Mothers are like glue.Even when you can’t see them, they’re still holding the family together.   Susan Gale

A mother’s love is everything. It is what brings a child into this world. It is what molds their entire being. When a mother sees her child in danger, she is literally capable of anything. Mothers have lifted cars off of their children and destroyed entire dynasties. A mother’s love is the strongest energy known to man.  Jamie McGuire

 

In honor of all the women who have made a difference in my life.
Selected and complied by Nancy Valentine

 

2195 Hill Ave Altadena, CA
Price Upon Request
6beds
5baths
4,018sqft
17,921sf lot

This 1931 Monterey Colonial Revival is an architectural treasure believed to have been designed by local architects Gentry & Son. The stately home captures the charm and romance of a bygone era, along with updated amenities.

Set back from the street for ultimate privacy, the home offers a view of the Altadena Golf course as well as the glorious San Gabriel Mountains. The entrance is graced by a hand-carved door leading into a formal entry with terra-cotta tiled floor. The staircase has original wrought iron details and inlaid Spanish tiles. The elegant living room features a beamed ceiling and stunning picture window that showcases the incredible view. The fireplace is flanked by a period window and built-in cabinet. French doors open to the covered veranda. Both the living and dining rooms are of grand proportions featuring gleaming original wood floors and period fixtures. The library/family room features a beamed ceiling, built-in bookshelves and a fireplace. The spacious Spanish courtyard with a fountain and covered veranda is accessible from both the living room and library. The gated courtyard exudes traditional elegance and offers a private setting that is perfect for entertaining.
The kitchen is spacious with three walls of wood cabinetry. The breakfast room is flooded with natural light and features wood floors and original corner cabinets. The room flows into the adjacent butler’s pantry with original, floor-to-ceiling cabinetry. Completing the downstairs is a bedroom with private bath as well as a powder room for guests.

Upstairs are five bedrooms with beautiful wood floor. Each room is flooded with natural light and pretty views out of the original windows. The front bedrooms open onto a classic covered Spanish balcony offering magnificent views. There are multiple walk-in closets and ample built-in cabinetry. One of the bedrooms functions as a large office, flanked by bookshelves and another as a sitting room with fireplace. The three upstairs bathrooms have period tiles and light fixtures.

The electrical, plumbing and HVAC systems have been recently upgraded while preserving the original period details. These include decorative hardware, hand-hewn beams, hardwood floors, built-in cabinets, decorative wrought iron details, original tiled floors, original bathroom tiles, and period light fixtures and a Spanish tile roof,. The large level lot features mature trees and beautiful plantings. The detached two-car garage, with large laundry room and storage room adds to the beautiful exterior.

This is indeed a unique opportunity to live in a property built with exceptional craftsmanship and elegant details.

SOLD 815 S California Ave Unit J Monrovia, CA
OVERVIEW
Closed at $640,501 :: $41K Over Listing Price, Highest Sold Price in Complex
3beds
2full 1halfbaths
1,552sqft
2,671sf lot

This stunning three bedroom, two and a half bath townhome feels like a single-family home. A corner unit at the rear of the complex, the property includes a spacious private and fenced, grassy yard with a gazebo. This area is for the exclusive use of the owner. The unit has been updated and remodeled. There are gleaming wood floors throughout, accentuated by soaring ceilings. All rooms are freshly painted with decorator colors throughout that accentuate the custom wood doors.

http://www.815californiaj.com/

Together we will find a way. This too shall pass.

Things are a bit uncertain in real estate land. If you have a mortgage, or are a tenant or landlord, the following information should be helpful.  I’d love to hear from you and chat about what’s happening in your life.

Together we will find a way. This too shall pass. 

Mortgage Assistance from the Federal Housing Finance Agency
Mark Calabria, Director of the FHFA just expanded, in an interview on NPR, the Mortgage Assistance Program that was announced just a few days ago.

 

This program affects all mortgages guaranteed by Fannie Mae, Freddie Mac and the FHA, the majority of all conforming loans. Calabria stated that, because the feds were initiating this program, major banks and lenders will more than likely follow suit with non-conforming loans as well. The programs are below.

  1. Homeowners and Landlords Directly Affected

Eligibility Criteria – Loss or decline of income as a result of the pandemic. This can affect any party in a joint mortgage. Moreover, landlords can also apply if their rental income is affected.

 

Terms – Up to one year of deferral of mortgage payments. This is a forbearance, not a cancellation of debt but no interest or other fees would be charged on the deferred amount. Repayment can be added at the term of the loan or the borrower can do make-up payments during the term. This seems to be discretionary by the borrower.

I. Homeowners and Landlords Directly Affected

Eligibility Criteria – Loss or decline of income as a result of the pandemic. This can affect any party in a joint mortgage. Moreover, landlords can also apply if their rental income is affected.

 

Terms – Up to one year of deferral of mortgage payments. This is a forbearance, not a cancellation of debt but no interest or other fees would be charged on the deferred amount. Repayment can be added at the term of the loan or the borrower can do make-up payments during the term. This seems to be discretionary by the borrower.

 

Documentation – For now, servicers will accept the statement of the borrower as to the percentage of income decline and work out a reduction ratio to payment, 50-60-100% whatever is achievable.

 

Contact – Contact the loan servicer

 

 

II. Homeowners Facing Foreclosure Now

For those borrowers already facing foreclosure, there is a 60-day postponement of any action. Calabria did firmly acknowledge that, if the crisis continues beyond 60 days, this program will be extended. Again the presumed contact would be the servicer and/or the trustee.

 

 

III. Renters

Because landlords can benefit under the first program above, renters should have significant leverage in negotiating rent reductions. Calabria insisted that landlords would get forbearance as long as it is passed on to tenants.

 

Check the website below for continuing information. Right now information is sparse, but the interview was more expansive.

 

https://www.fhfa.gov/Homeownersbuyer/MortgageAssistance

What’s Really Happening in the Local Real Estate Market?

What’s Really Happening in the Local Real Estate Market?
The situation with COVID-19 continues to evolve. With the dramatic downturn in the stock market, real estate sales are bound to follow suit. Certain near-term changes are already being felt in the local real estate markets.

Immediate Issues with Buyers and Sellers
Are Escrows cancelling? Is there continued enforceability of real estate contracts under the circumstances? In an effort to curb the near-term uncertainty, California Association of Realtors has come out with an Addendum as a way to move forward with existing contracts and to address potential issues in contracts that have not yet been formed.

Local Caravans are Cancelled. Open House & Showing Protocol
Pasadena & other local Boards have ceased caravans. Open houses and showings are at Seller and Broker discretion. In lieu of open houses, technology with virtual showings and video chat are highly useful. Many real estate offices, like ours, have moved personnel and operations online and off-site.

Wealth Effects Will Impact Real Estate Especially at Top End of the Market
Downturns in the stock market and the overnight reduction in wealth will definitely affect real estate. This could have larger consequences for the top end of the market, where financial market wealth is often used as a source of funds for luxury homes, second homes, and investment properties. If sellers borrowed money on margin, using stock portfolios as collateral for their loans, the falling markets could generate margin calls and create a need to raise cash in a hurry. Hesitant buyers may lead to longer market time.

Forecast for Future Listings and Time on Market
Everyone is asking about the future of the real estate market. As of early March, nationally 11% of agents reported lower buyer traffic and 7% saw less seller traffic. Considering current uncertainties, these figures will increase. The sales cycle will continue, just at a much slower pace. Less competition could be an opportunity. Sellers need to be realistic. Buyers need to think longer term.

Turbulent Financial Markets Could Make Real Estate Relatively More Attractive
Although lost wealth is expected to have negative impacts on properties, there is fear that financial markets could fall further and there could be a recession. Could this improve the prospects for real estate as people seek safe havens for their assets? The luxury segment had been gaining steam with back to back increases. That trend will likely change. Buyers, who have recently had trouble finding a home may think that the tables have turned, there will be less competition and they can get a better deal. This assumes they have cash or can still qualify for the mortgage, of course.

Mortgage Rates are Incredibly Low
Buyers can borrow more and pay less. Sellers can refinance and decide to “shelter in place.” However financial market losses have impacted household wealth. Loss of consumer confidence and decrease in buyers’ and sellers’ overall finances may affect decisions on both sides.

Situation in China Beginning to Stabilize—Impact of Foreign Demand
Our local markets are heavily impacted by foreign buyers and sellers. International demand has fallen to cycle-lows in California, but the stabilization of the virus internationally should help prevent a larger decline in foreign buyers. On the other hand, foreign owners may need to sell. Remember what happened when the Japanese exited real estate in California? Could something similar happen again?

I welcome your calls or emails to discuss how the current situation is affecting you or your family and any concerns that you or your clients may be experiencing.  
781 BURLEIGH DRIVE

Set on a knoll in the coveted south San Rafael neighborhood of Pasadena, this mid-century modern home offers privacy and tranquility, with views from every room. Originally constructed in 1955, The Siegel Residence bears all the hallmarks of its designer/builders, Norwood & DeLonge: glass expanses, indoor/outdoor flow, extensive storage space and many other mid-century characteristics.

The main floor features a spacious living room with large picture windows allowing for generous light and views, along with a brick fireplace and concrete hearth, flanked by built-in cabinetry. An open dining room sits adjacent and flows into the sun-filled family room overlooking the verdant backyard, pool and spa. The den, currently used as an artists’ studio, boasts walls of windows looking out over one of the home’s two bamboo groves, affording views while maintaining a sense of privacy.

The kitchen features Corian countertops resembling honed granite, and offers a breakfast nook which overlooks the outdoor patio. Three bedrooms and two updated bathrooms sit on a separate wing. The two guest rooms share a marvelous glass-tiled shower, while the Master suite offers a glass-tiled fireplace, bath and separate dressing area.

The home’s lower level features a bonus room, currently serving as a guest suite, three-quarter bath, and a large adjacent laundry/storage room. A carport was added in 1960 by the original builders, accentuating the mid-century aesthetic.

This stunning home has been lovingly maintained and curated by its artist-in-residence owners, whose thoughtful touches and colorful accents add to the home’s unique vibe and appeal.

FEATURES

  • 2,547 sf measured (2,090 sf main level & 547 sf lower level)
  • 2,387 sf (per assessor)
  • Guest Suite with 3/4 Bath
  • 18,517 sf Lot with Privacy
  • Salt Water Pool & Spa
  • Sold without warranty or guarantee of any kind, explicit or implied.
    Buyer to verify any and all information by independent research to satisfy self.

http://www.781burleighdrive.com/#&gid=1&pid=1

OPEN HOUSE – 781 Burleigh Drive, Pasadena

Open houses, this weekend and next : Sat.3/7 & Sunday 3/8 and Sat 3/14 Sunday 3/15 2-4 pm

3 Bedrooms  •  2.5 Bathrooms  •  Guest Suite with 3/4 Bath
Square Footage: 2,547 (measured) / 2,387 (per Assessor)
Lot: 18,517 sqft  •  Saltwater Pool & Spa

plumBid Starts at  $1,625,000

Set on a knoll in the coveted south San Rafael neighborhood of Pasadena, this mid-century modern home offers privacy and tranquility, with views from every room. Originally constructed in 1955, The Siegel Residence bears all the hallmarks of its designer/builders, Norwood & DeLonge: glass expanses, indoor/outdoor flow, extensive storage space and many other mid-century characteristics.

The main floor features a spacious living room with large picture windows allowing for generous light and views, along with a brick fireplace and concrete hearth, flanked by built-in cabinetry. An open dining room sits adjacent and flows into the sun-filled family room overlooking the verdant backyard, pool and spa. The den, currently used as an artists’ studio, boasts walls of windows looking out over one of the home’s two bamboo groves, affording views while maintaining a sense of privacy.

The kitchen features Corian countertops resembling honed granite, and offers a breakfast nook which overlooks the outdoor patio. Three bedrooms and two updated bathrooms sit on a separate wing. The two guest rooms share a marvelous glass-tiled shower, while the Master suite offers a glass-tiled fireplace, bath and separate dressing area.

The home’s lower level features a bonus room, currently serving as a guest suite, three-quarter bath, and a large adjacent laundry/storage room. A carport was added in 1960 by the original builders, accentuating the mid-century aesthetic.

This stunning home has been lovingly maintained and curated by its artist-in-residence owners, whose thoughtful touches and colorful accents add to the home’s unique vibe and appeal.

For more information, visit 781BurleighDrive.com